Debt has become a real problem in most U.S. households. It is easy to get in to personal debt in today's world. And it takes hard work and effort to get out of debt. There is no such thing as "something for nothing." There is no substitute for hard work. There are people who are always looking for the quick answer or quick solution. But the truth is that getting out of debt and building wealth takes hard work and persistence!
We help people start their own business (Quixtar IBOs) powered by Quixtar Inc. It is an opportunity for the person but it is up to them to actually pay the price, do the work and get the results.
Getting out of debt is the same way. I love to give people a good book or even give people some advice (when they ask) but the person must be willing to pay the price and actually sacrifice if they want to get out of debt. I love the saying "attack debt." I like that saying because it is a real battle that people must face. If a person doesn't work at getting debt free than it won't happen.
I love this quote by Dave Ramsey:
Debt is dumb. Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If you're in debt then you're a slave, in the sense that you do not have the freedom to use your money to help change your family tree. According to a recent USA Today article about debt, 78 percent of baby boomers have mortgage debt, 59 percent have credit card debt, 56 percent have car payments.
It takes a lot of will, discipline, courage and help to slay the debt monster. But it can be done. Imagine how much you could put toward retirement if you just didn't have a stinking car payment? This is how the wealthy build their wealth. - Dave Ramsey
Just remember that getting out of debt, building a successful business and building wealth all take hard work and effort. Stay focused! Don't give up!